Dollar-anchored FX. Built for emerging markets.

Stable, real-time FX and payments infrastructure that reduces volatility, friction, and hidden costs across global and emerging-market corridors.

Woman with short hair in white shirt and rolled-up jeans sitting on a wooden chair, looking at her phone next to a window with an invoice graphic showing settled payment of KSh 516,000 and USD 3,997.78.
Man seen from behind looking out at a city skyline during sunset with a graphic overlay showing a confirmed rate lock: 18,000,000 INR at 89.8, equivalent to $200,400 USD.
Two women smiling and walking on a busy street under a clear blue sky.
Digital globe showing continents with dotted red patterns and white curved lines connecting various country flags and currency codes.
Woman wearing a black knit hat and jacket looking to the side with an ocean background and a financial balance consolidation overlay showing BRL 37,166.47 paid and USD 7,800.01 consolidated.
Smiling woman walking barefoot on a sandy beach with ocean waves in the background and a graphic overlay showing a completed currency settlement from ₦3,675,000 to $2,501.36.
Two men smiling and walking on a busy city street with shops and pedestrians around.
Who we are

CrossFX works behind the scenes, enabling financial institutions, payment platforms, and local businesses to move money across networks and borders more cheaply, faster, and more reliably.

By combining global USD liquidity with direct access to local markets, we help our partners operate at scale in regions where FX and settlement are traditionally complex.

The problem

FX and payments into emerging markets are expensive, and USD access is limited in many local markets

FX volatility

Volatile local currencies and dollar scarcity create wide spreads and unpredictable USD conversion.

Settlement friction

Fragmented local rails increase overheads, slow settlement, and restrict access to dollars.

Diagram of currency connections showing the US dollar (USD) linked with Nigerian Naira (NGN), Mexican Peso (MXP), Singapore Dollar (SGP), and Brazilian Real (BRL) with various percentage and alert icons indicating increase and time delays.
Our solution

A global, dollar-powered network.

We distribute dollar liquidity across global and emerging-market corridors, powering real-time FX with instant settlement into local accounts. By connecting directly into local banking and payment infrastructure, funds settle faster, at lower cost, and with greater reliability across markets.

Diagram showing USD at the center connected to the currencies NGN, MXP, SGP, and INR, each represented with their country flags for Nigeria, Mexico, Singapore, and India respectively.
Inbound/Global
Traditional providers
Illustration of a person sitting on an orange sofa working on a laptop with a desk lamp on the side.
Cost
3–5% (Markup + fees)
5–10bps
Speed
> 1 day
< 1 hour
Connectivity
Bank accounts
Bank accounts, MoMo, sash
Availability
Banking hours
24/7 / 365
Service
Compete for flows
Enabling infrastructure
Our markets

Institutional grade FX liquidity

By servicing both inbound and outbound flows, our network reduces reliance on intermediaries and lowers the end-to-end cost of transactions.

Global

FX and settlement services supporting institutional and platform driven payment flows into emerging markets

Local

Reliable access to US Dollars for locally based businesses with low cost guaranteed execution when liquidity is needed.

Build on CrossFX

Whether you’re expanding into new markets or improving existing FX flows, CrossFX provides the infrastructure to support stable, scalable cross-border payments.

CrossFX exchange dashboard showing balance of $352,831.75, 831,062 trades, market info for USD/INR and USD/COP, portfolio value chart, and currency conversion between USD and COP.